How to sell house in flood zone

Selling a house in a flood zone comes with its risk and before you proceed, there are some factors you must consider. Due to climate change in some areas, the risk of floods has increased and some homes that have never experienced floods are starting to experience them. If you’re going to sell a home in a flood zone, you must be sure that your buyer is aware of the condition of your home and is still ready to buy.

To sell your house in a flood zone in Birmingham, you can always sell to a reliable cash house buyer. At Chase Pays Cash for Houses, we buy houses birmingham alabama regardless of their condition or location. Before you sell a home in a flood zone, you need to consider some important factors which will be explained in this article. 

how to sell house in flood zone

Factors to consider before selling your home in a flood zone

  • Mentioning Historic Flooding

The truth about this is that you don’t necessarily have to inform your buyer of historic flooding but it’s something you must do as an honest seller. Even if you don’t inform your buyer about this condition, your buyer will learn of it one or the other. 

You’ll be required to fill out a Seller’s Property Information Form; here you’ll write down everything about your house, including its condition. This form is sent to the buyer’s solicitor and your buyer will be informed of the condition of the house. It’s best to inform the buyer honestly to avoid complications in the future.

  • Flood Zone Tiers

The flood zone you’re in can affect how fast you’re able to sell your home. The government-gr flood zones to help buyers and sellers know how seriously a flood can affect their building. The flood zones are divided into:

  • High

These are the areas that have the most chance of getting flooded every year. They have over a 3.3% chance of flooding each year.

  • Medium

These areas have a 1-3.3% chance of flooding every year.

  • Low

These areas have a 0.1% to 1% chance of flooding every year.

  • Very Low

These are areas with less than 0.1% chance of flooding every year. 

You must give your buyers all the information they need as it will help them decide if they can cope in such areas.

  • Offer Details On Flood Prevention

It’s not enough to let your buyers know the type of flooding the home has suffered, you should also let them know the methods you’ve used to manage and prevent flooding over the years. 

  • Getting To The Sale

By being honest about the deal, you’re more likely to get your house sold. Your buyer knows you have no secret regarding the condition of your house which helps them trust you enough to pay you for it. You can either sell your house through a traditional realtor or to a cash house buyer.

how to sell house in flood zone 2


If you’re looking to sell your house in a flood zone faster, then you should sell to a cash house buyer. At Chase Pays Cash For Houses, we buy houses in Birmingham, regardless of their shape or condition. We offer a smooth and open process that suits your needs with a promise to close the sale of your house within seven days of accepting our offer.

Get in touch with our team today for further discussion on our services!

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